Medicare
Expert Help to Understand Your Options—At No Cost to You
Medicare Plans Made Simple
Navigating Medicare doesn’t have to be confusing. Whether you’re turning 65 soon, already enrolled, or helping a loved one, our team of benefits advisors at Senior Aging Solutions is here to provide free, personalized guidance. We’ll walk you through your options and help you choose the plan that works best for your health needs and budget.
What is Medicare –& Who Qualifies?
Medicare is a federal health insurance program designed for people age 65 and older, as well as certain individuals under 65 with qualifying disabilities or health conditions. Depending on your situation, Medicare can work on its own or alongside existing insurance, Medicaid, or VA benefits.
We’re here to help you make sense of it all—without the pressure.
Understanding Medicare
Parts A, B, C & D
Medicare comes in four parts, and knowing how they work together can help you avoid gaps in coverage or unnecessary expenses or penalties.
You qualify for Traditional Medicare, (Part A and Part B), once you have turned 65 and have worked your 40 quarters, or if you are diagnosed with a certain disability.
Part A
Hospital Insurance
We’ll walk you through your Medicare options—Parts A, B, C, and D—and help you choose a plan that fits your healthcare needs, your budget, and your lifestyle.
Part B
Medical Insurance
The second part of Traditional Medicare, Part B helps cover doctor visits, outpatient care, preventive services, mental health care, and durable medical equipment. Medicare does charge you a monthly Part B premium unless you qualify for state assistance programs.
Part C
Medicare Advantage Plans
Offered by private insurers as an optional add-on to Traditional Medicare, Medicare Advantage (Part C) includes everything covered by Parts A and B—and often adds prescription drugs, dental, vision, and hearing benefits. You still pay your Part B premium, but many Advantage plans come with additional services and lower out-of-pocket costs.
Part D
Prescription Drug Coverage
An optional add-on to Traditional Medicare, Part D plans help cover the cost of prescription medications and are offered by private insurers. These can be added to Original Medicare or may already be included in a Medicare Advantage plan.
What Is a Medicare Supplement (Medigap) Plan?
Original Medicare (Parts A and B) covers about 80% of your healthcare costs. A Medigap plan helps pay the remaining 20%, including deductibles, copays, and coinsurance. These plans are ideal if you want predictable costs and the flexibility to see any provider that accepts Medicare.
When Should You Enroll?
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Initial Enrollment Period (IEP)
Begins 3 months before your 65th birthday and ends 3 months after.
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Annual Enrollment Period (AEP) October 15th - December 7th
Review and make changes to your Medicare Advantage or Part D plan.
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Special Enrollment Periods (SEPs)
Triggered by specific life events like retiring, moving, or losing coverage.
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Open Enrollment Period (OEP) January 1 - March 31st
Running from January 1 to March 31, this is the period in which Medicare Advantage plan members can make changes to their plan, or switch back to Original Medicare.
Why Choose Senior Aging Solutions
Choosing the right Medicare plan shouldn’t feel overwhelming. Our licensed brokers take time to understand your needs and compare options from multiple top-rated carriers. And best of all? Our support is always free.
We’ll help you:
Understand your current coverage
Compare available plans
Ensure that all of your doctors, hospitals, pharmacy, and medications are in the network
Maximize your benefits
Avoid unnecessary costs
Frequently Asked Questions
Have more questions?
Give us a call to speak with one of our team members and schedule a complimentary consultation for answers tailed to your unique situation.
If you have group health coverage through an employer with 20+ employees, you may be able to delay Medicare without penalty. We’ll help you evaluate your situation and plan the best transition—for you and your dependents.
Once you retire or lose employer coverage, you may qualify for a Special Enrollment Period. We’ll walk you through every step to avoid coverage gaps or penalties.
You can have both VA and Medicare. VA benefits only cover care at VA facilities, so enrolling in Medicare gives you more options for non-VA providers and services. Combining both can ensure more complete coverage.
There are three main times to enroll:
• Initial Enrollment (when you turn 65)
• Annual Open Enrollment (Oct 15–Dec 7)
• Special Enrollment (for qualifying events)
We’ll help you track these timelines and ensure you don’t miss key opportunities.
We’ll ask a few questions about your doctors, prescriptions, and healthcare needs, then compare plans that match. You’ll walk away with clear, pressure-free recommendations.
You may qualify for a Dual Special Needs Plan (DSNP), which offers added benefits at little to no cost. We’ll check your eligibility and help you enroll.
A Medicare broker is a licensed advisor who works with many different insurance companies—not just one. At Senior Aging Solutions, our brokers are independent, meaning they’re focused on finding your best-fit plan, not selling a specific product.
