Medicaid &
Medicare Savings Programs
Medicare Savings Programs
Personal Support to Help You Get the Benefits You Deserve
Medicaid Coverage Made Easy
Medicaid can provide essential support for your healthcare and living expenses—but navigating the system alone can be frustrating. At Senior Aging Solutions, we’re here to help you understand your eligibility, apply for benefits, and access the full range of coverage available to you.
What is Medicaid –
& Who Qualifies?
& Who Qualifies?
Medicaid is a state and federally funded program that provides free or low-cost health coverage to people with limited income and resources. In Texas, Medicaid also includes special programs for seniors, people with disabilities, and those who qualify for both Medicare and Medicaid (dual eligible).
If you’re not sure whether you qualify—we’ll help you find out.
Types of Medicaid and Medicare Savings Programs for Seniors
Depending on your needs, you may qualify for one or more of the following programs:
MQMB (Star+Plus)
A Texas Medicaid managed care program for people age 65 or older or with disabilities. Includes basic healthcare plus long-term services and supports like home-based care, adult daycare, or assisted living.
QMB, SLMB, QI & QDWI
Also called Medicare Savings Programs, these help cover your Medicare Part A and B premiums, deductibles, and coinsurance if you qualify financially.
Dual Special Needs Plans (DSNPs)
If you have both Medicare and Medicaid, DSNPs provide extra benefits such as dental, vision, transportation, and over-the-counter items—at no cost to you.
Extra Help (Low-Income Subsidy)
Part D plans help cover the cost of prescription medications and are offered by private insurers. These can be added to Original Medicare or may already be included in a Medicare Advantage plan.
Medicaid & Medicare:
What's the Difference?
If you qualify for both Medicaid and Medicare, you may receive even more support—and we’ll help you unlock those benefits.
Medicare is...
federal insurance primarily for people 65 and older, and those with certain disabilities.
Medicaid is...
need-based and can apply at any age if you meet income or health requirements.
What Medicaid Covers
Medicaid coverage can vary, depending on the plans and programs you qualify for. We’ll review your healthcare needs and help you apply for the right plan that offers the most benefits available.
Medicaid Can Cover:
Primary care and specialist visits
Hospital and emergency services
Prescription drugs
Long-term care or home health services
Behavioral and mental health services
Dental, vision, and hearing (in certain plans)
Medicare Savings Programs (MSPs)
If you’re enrolled in Medicare and your income is limited, you may qualify for a Medicare Savings Program (MSP) to help cover your premiums, deductibles, and other out-of-pocket costs. There are four different programs, each with slightly different income and asset limits.We’ll help you find the one that fits your situation and guide you through the application process.
Program Type
Part A Premium
Part B Premium
Deductibles, Copays, & Coinsurance
Automatic Part D Extra Help
Qualified Medicare Beneficiary (QMB)
Specified Low-Income Medicare Beneficiary (SLMB)
Qualifying Individual (QI)
Qualified Disabled and Working Individuals (QDWI)
Qualified Medicare Beneficiary (QMB)
Pays for your Part A and Part B premiums, deductibles, copays, and coinsurance. This is the most comprehensive program and can save you hundreds of dollars each month.
Qualifying Individual (QI)
Also helps pay your Part B premium, but with slightly higher income limits than SLMB. Funds are limited, so it’s important to apply as early as possible each year.
Specified Low-Income Medicare Beneficiary (SLMB)
Helps cover your Part B premium only. This plan doesn’t cover other Medicare costs but still helps reduce your monthly expenses.
Qualified Disabled and Working Individuals (QDWI)
Designed for people under 65 who are disabled and working, but no longer qualify for free Part A. This program helps pay your Part A premium.
How We Help You Apply
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01
Determine Eligibility
We’ll assess your income, assets, and current insurance to determine which Medicaid programs you may qualify for.
02
Submit the Right Forms
We’ll help you gather the necessary documentation and ensure everything is submitted properly to the state.
03
Coordinate With Medicare
If you’re dual eligible, we’ll help coordinate your Medicaid and Medicare coverage for maximum benefit and peace of mind.
Why Choose Senior Aging Solutions
Navigating Medicaid paperwork can be intimidating—but you don’t have to do it alone. We partner with local clinics, social workers, and healthcare providers to ensure you get connected with the care and coverage you deserve.
Our experienced team will guide you through every step:
We take the confusion out of Medicaid applications
You won’t pay anything for our help
We speak multiple languages
We treat you like family, not a number
Frequently Asked Questions
Have more questions?
Give us a call to speak with one of our team members and schedule a complimentary consultation for answers tailed to your unique situation.
You’ll need proof of income, assets, and ID. If you are over 65, there is only an income requirement to qualify for Medicaid. If you are under 65 you must have a qualified disability and be considered low income. We’ll help you organize everything and ensure your application is accurate.
Yes. Programs like STAR+PLUS include services such as in-home caregivers, assisted living, or nursing care. We’ll help you find out what you qualify for.
You may qualify as “dual eligible.” This means you can get additional benefits—often with $0 out-of-pocket costs—by enrolling in a DSNP (Dual Special Needs Plan). We’ll help you get the best of both programs.
It can take a few weeks to a few months depending on your case. We’ll keep you informed and follow up on your application so you’re not left waiting without answers.
Some limited emergency and condition-related Medicaid options are available. We’ll discuss what you may be eligible for based on your residency and situation.
